Did you know millions of Americans have debt they don't know about?
Many factors can cause you to lose track of debt. Once you do discover it, negotiating can feel intimidating, time-consuming or unfair. Debtfindr to the rescue: we can find and resolve your debt for you!
Discover. Negotiate. Resolve.
Debtfindr is the first debt resolution platform built for real people, not creditors.
Nationwide Debt Discovery
Within seconds, we find your debt across nationwide databases, including each debt’s current status.
AI-Powered Debt Negotiation
Get personalized guidance for communicating with collectors, creating settlement offers, and exploring payment options that fit your financial situation.
Verified Records, One Dashboard
Manage your accounts in one secure location with real-time balances, collection dates, and verified collector contact information.
Alerts & Monitoring
Stay informed with timely notifications about new collections, status changes, and critical deadlines to resolve debt efficiently.
Pro Tools for Credit Experts (coming soon)
We provide credit repair professionals with AI-based, advanced resolution strategies for quickly resolving client debt.
93% faster verification
compared to manual document processing methods
68% higher settlement rate
when using our AI-guided negotiation strategies
Debt shouldn't be a mystery — and it shouldn't require a lawyer to resolve it.
Clarity
See exactly what's affecting your credit score with verified collection details.
Security
Let our AI assistant manage difficult conversations with collectors on your behalf.
Control
Rebuild your credit for a brighter financial future. Aligns to mobile app messaging.
"I didn’t even know about two debts affecting my credit. This app found them and helped me settle one for half the amount."
Jayron Sanders
Austin TX
4 Steps To Take Complete Control of Your Debt
Scan Your Records
We search nationwide databases to find any outstanding debt in your name.
Review Your Matches
We’ll send you a comprehensive report listing your specific debts, verified collector names, and exactly what you owe.
Let AI Negotiate for You
Our AI assistant will negotiate on your behalf, creating the best possible terms for resolving your debt.
Monitor Your Progress
Enjoy peace of mind with real-time updates tracking the progress of your accounts.
Frequently Asked Questions
Our all-in-one platform empowers you to take control of your financial future with powerful tools that simplify the debt resolution process.
Debtfindr helps you discover debts tied to your name, negotiate settlements using AI, and resolve them—all in one secure app.
We work with verified data providers and partner agencies to scan for collections accounts associated with your identity—securely and privately.
No. Scanning for debts with Debtfindr is a soft check and does not affect your credit score.
Great news! We’ll keep scanning daily and notify you if anything new appears—so you’re always one step ahead.
You’ll see exactly who the collector is, what’s owed, and what your options are. You can then use our built-in AI Assistant to negotiate a lower settlement or set up a payment plan.
Nope. Our AI handles the conversation for you—no phone calls, no awkward negotiations.
Absolutely. We use end-to-end encryption and never share your data without your explicit consent.
Yes. If the collector is a verified partner, you can settle your debt directly through the app and receive confirmation instantly.
Debtfindr is free to try for 14 days. After that, we offer affordable subscription plans for ongoing monitoring and resolution features.
Most credit apps just show what’s already on your report. Debtfindr helps you take action—before debt damages your credit.
Take Control of Your Financial Future
Clear your debt and begin working toward financial security. With Debtfindr, it’s never been easier!
