Millions of Americans have debts they don’t know about.
From forgotten collections to outdated records. Even when they do find them, negotiating can feel intimidating, time-consuming, or stacked against them.
Discover. Negotiate. Resolve.
Debtfindr is the first debt resolution platform built for real people, not creditors.
Debt Resolution Made Simple
Our all-in-one platform empowers you to take control of your financial future with powerful tools that simplify the debt resolution process.
Universal Debt Discovery
Find all your debts in seconds across multiple collection databases/channels with accurate verified details and current status.
AI-Powered Debt Negotiation
Get personalized guidance for communicating with collectors, creating settlement offers, and exploring payment options that fit your financial situation.
Verified Records, One Dashboard
Manage all accounts in one secure place with real-time balances, collection status, and verified collector contact information.
Alerts & Monitoring
Stay ahead with timely notifications about new collections, status changes, and important deadlines before issues escalate.
Pro Tools for Credit Experts (coming soon)
Empower credit repair professionals with advanced verification tools and strategic resolution pathways to achieve better outcomes for client debt situations.
93% faster verification
compared to manual document processing methods
68% higher settlement rate
when using our AI-guided negotiation strategies
Debt shouldn’t be a black box — and it shouldn’t take a lawyer to understand it.
Clarity
See exactly what's affecting your credit score with verified collection details.
Confidence
Let our AI assistant manage difficult conversations with collectors on your behalf.
Control
Create custom settlement plans, track progress, and rebuild your financial future.
"I didn’t even know about two debts affecting my credit. This app found them and helped me settle one for half the amount."
Jayron Sanders
Austin TX
4 simple steps to take complete control of your debts
Scan your records
Our system searches thousands of collection databases to find all accounts linked to your identity.
Review your matches
Access comprehensive details including verified debts, legitimate collectors, and accurate amounts owed.
Negotiate with AI help
Deploy our intelligent assistant to communicate and propose favorable settlement terms.
Track progress
Monitor resolution status, receive timely updates, and confidently dispute or resolve each account.
Frequently Asked Questions
Our all-in-one platform empowers you to take control of your financial future with powerful tools that simplify the debt resolution process.
Debtfindr helps you discover debts tied to your name, negotiate settlements using AI, and resolve them—all in one secure app.
We work with verified data providers and partner agencies to scan for collections accounts associated with your identity—securely and privately.
No. Scanning for debts with Debtfindr is a soft check and does not affect your credit score.
Great news! We’ll keep scanning daily and notify you if anything new appears—so you’re always one step ahead.
You’ll see exactly who the collector is, what’s owed, and what your options are. You can then use our built-in AI Assistant to negotiate a lower settlement or set up a payment plan.
Nope. Our AI handles the conversation for you—no phone calls, no awkward negotiations.
Absolutely. We use end-to-end encryption and never share your data without your explicit consent.
Yes. If the collector is a verified partner, you can settle your debt directly through the app and receive confirmation instantly.
Debtfindr is free to try for 14 days. After that, we offer affordable subscription plans for ongoing monitoring and resolution features.
Most credit apps just show what’s already on your report. Debtfindr helps you take action—before debt damages your credit.
Be among the first to experience more brilliant debt discovery and resolution.
Join thousands of people taking control of their debt with clarity and confidence.
